Medicare Supplement Plans

What is Medigap or Medicare Supplement Insurance? These plans help cover costs that Original Medicare doesn’t, giving you more freedom and predictable expenses. Medicare Supplement Insurance (Medigap) is extra insurance you can purchase from private health insurance companies to help cover your portion of out-of-pocket costs associated with Original Medicare.

Generally speaking, in order to purchase Medigap policies, you must have Original Medicare – Part A (Hospital Insurance) and Part B (Medical Insurance).

Learn more about Medigap at Medicare.gov or talk to your local Medicare agent at Cephas Insurance Solutions.